STONEGATE BANK

Banking services and related financial services, namely, personal and business checking accounts, and saving accounts, residential, commercial and consumer lending, leasing of real property, and loan refinancing services, mortgage lending and loan financing, credit card services, debit card services, electronic processing and transmission of bill payment data, providing financial information in the nature of rates of exchange, security services, namely, guaranteeing loans, mortgage banking, safety and night deposit box services, electronic funds transfers, traveler checks issuance, providing college and other educational scholarships, automated teller machine services and financial portfolio management