STERLING BANK

Banking and financial services, namely, checking account services, savings account services, certificate of deposit services, individual retirement account (IRA) services, cash management account services, money market account services; providing safe deposit boxes, issuing official checks, [ currency exchange services, currency exchange information services, ] mortgage origination and servicing, lending services, loan application processing services, issuing letters of credit, electronic funds transfer services, providing on-line financial information, credit card services, credit reporting services, investment brokerage services, financial planning services, investment brokerage services, financial valuation of real estate, investment of funds for others, and investment consultation and management in the fields of securities, funds, mutual funds, commodities and capital