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Administration of a consumer loyalty program to promote restaurant services and retail services of others; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses; Promoting the goods and services of others by means of a loyalty rewards program; Promoting the goods and services of others by means of a loyalty rewards scheme