ST ANDREWS PARTNERS

Financial services; online financial services, namely, investment fund transfer and transaction services, financial planning and financial research; monetary affairs; investment advice; financial services including financial advisory and investment services relating to fund management, pension funds, securities, options, futures, shares, foreign exchange and other financial instruments; providing financial risk management services; financial management services and securities trading; financial research services; provision of financial analysis and consultation services; provision of financial information; management and analysis of financial trading; investment management, portfolio management and administration; pension fund management and administration; investor relation services, namely, provision of financial information to shareholders, potential investors and financial analysts; fund and share scheme administration; administration, analysis, evaluation and reporting of financial funds, pensions, securities, options, futures, foreign exchange and other financial instruments; provision of statements of account; provision of information relating to shares, share prices, funds, fund prices, pension funds, securities, options, futures, foreign exchanges and other financial instruments and financial market conditions to customers, investors and financial analysts; financial information relating to investment portfolios and pension funds; provision of transaction services relating to investment funds, pension funds, futures, securities, options, derivatives and other financial instruments; brokerage services relating to stocks and shares; stock brokerage services, namely, trading and brokerage investment company shares; securities and financial brokerage services; mutual fund brokerage services; mutual fund administration and transfer agency services; asset management; asset evaluation (financial); capital, business and real-estate property investments; investment trusts; preparation of financial reports and analyses; trading and brokerage of shares of investment companies or other pooled investment vehicles, namely, of collateralized debt obligations, collateralized loan obligations, mutual funds, hedge funds and variable insurance funds; financial management and financial planning; distribution and administration of exchange-traded funds; advisory, information and consultancy services relating to the aforesaid services including all the aforesaid services provided online, via the Internet, electronic links and networks, databases or platforms; but not including insurance and insurance services