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An app that tracks and records debts and debt repayments, including recording and managing of details of debts and payment transaction history and correspondence relating to borrowing and payment of debts and processing of electronic payments; an app that tracks and records the borrowing of items, including recording and managing of details of items and return of items and correspondence relating to item borrowing and return of items; downloadable computer software that tracks and records debts and debt repayments, including recording and managing of details of debts and payment transaction history and correspondence relating to borrowing and payment of debts and processing of electronic payments; downloadable computer software that tracks and records the borrowing of items, including recording and managing of details of items and return of items and correspondence relating to item borrowing and return of items; computer app; computer software

Providing online non-downloadable computer software that tracks and records debts and debt repayments, including recording and managing of details of debts and payment transaction history and correspondence relating to borrowing and payment of debts and processing of electronic payments; providing online non-downloadable computer software that tracks and records the borrowing of items, including recording and managing of details of items and return of items and correspondence relating to item borrowing and return of items; providing online non-downloadable computer software