SPOTPAY

Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Payment processing services, namely, credit and debit card transaction processing services; Electronic funds transfer services; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Electronic payment services, namely, electronic processing and transmission of payment data; Electronic banking services, namely, electronic remote check deposit Providing electronic transmission of payment data associated with financial transactions initiated from a mobile phone or wireless device

Software as a service (SaaS) provider featuring software for use by merchants for managing and reviewing payment transactions initiated from a mobile phone or wireless device