SPOTPAY

Computer software for mobile phones and wireless devices, namely, software for use in electronic payment transactions; computer software for use by merchants to initiate payment transactions made by check, credit card or debit card via a portable electronic device; computer software for conducting payment transactions, namely, software allowing a user to initiate a payment transaction via a wireless device by providing a one-time electronic security token as a substitute for the user's credit or debit card information; computer software for use in capturing, recording, storing, and archiving electronic signatures associated with payment transactions initiated from a mobile phone or wireless device; hardware and software for processing credit card and debit card transactions via a wireless device; computer software for mobile devices, namely, software for banking services allowing a user to transmit an electronic capture of a check image to a financial institution for processing; and computer software for mobile banking, namely, software to allow customers to access bank account information and initiate a transfer of funds between accounts

Payment processing services, namely, credit and debit card transaction processing services; electronic funds transfer services; financial transaction services, namely, allowing consumers to pay for goods and services by credit card, debit card or check at a mobile point of sale device; electronic payment services, namely, electronic processing and transmission of payment data; electronic banking services, namely, electronic remote check deposit services; and check verification services

Providing electronic transmission of payment data associated with financial transactions initiated from a mobile phone or wireless device

Software as a service (SaaS) provider featuring software for use by merchants for managing and reviewing payment transactions initiated from a mobile phone or wireless device