SPIKE INSURANCE

INSURANCE SERVICES, NAMELY, UNDERWRITING EXCESS PRIMARY CARGO INSURANCE TO TRANSPORTATION BROKERS VIA THE INTERNET AND PHONE, FOR FREIGHT EXCEEDING THE PRIMARY CARGO LIMITS OF THE TRANSPORTATION CARRIER MOVING THE GOODS SUCH THAT BLOCK UNITS OF INSURANCE WILL, COMBINED WITH THE CARRIER'S POLICY, COVER THE FULL VALUE OF THE LOAD BEING SHIPPED, AND IS PRICED AT $10.00 PER $10,000 UNIT OF COVERAGE