SPENDR

Downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, advertising and special offers; downloadable computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; downloadable computer software used to process mobile payments; downloadable computer software for use in on-line ordering, delivery management and transactions with customers, retailers, merchants, and vendors via electronic devices; downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; downloadable computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; downloadable computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; downloadable software for social networking and creating and interacting with online communities; downloadable software for creating, managing and accessing groups within virtual communities; downloadable software for providing consumer information, namely, compilations, rankings, ratings, reviews, referrals and recommendations relating to businesses, products and brands; Downloadable financial management software and software tools, namely, software for providing analytics for expense and spend management, revenue analysis and employee expenditure and revenue management

Financial transaction services, namely, providing secure commercial transactions and payment options via mobile, internet, digital payment and physical card or other device services for consumer to business applications, business to business applications and peer-to-peer applications; financial services, namely, providing, processing, verifying, and authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing financial information by electronic means, namely, providing credit and debit card information; financial services, namely, processing and administration of mobile payments and debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; Banking and financial services, namely, bank accounts, electronic and wire fund transfers, lending, bill paying, and providing deposit accounts for the purpose of holding customer funds in the payroll management and financial services industries