SPENDIFY

Downloadable software in the nature of a mobile application for personal financial management, budgeting, expense tracking, debt management, debt optimization, bill tracking, financial planning, generating financial reports and insights

Financial planning, namely, personal financial management, budgeting, expense tracking, debt management, debt optimization, bill tracking, cash flow forecasting, financial planning, generating financial reports and insights; Providing information, commentary and advice in the field of finance, financial investments and financial valuations; Providing financial information and financial advice via a website; Debt management services; Financial consultancy services

Providing temporary use of on-line non-downloadable software for personal financial management, budgeting, expense tracking, debt management, debt optimization, bill tracking, cash flow forecasting, financial planning, generating financial reports and insights; Software as a service (SAAS) services featuring software for financial management and debt optimization