SPENDER

Computer application software for mobile phones, namely, software for use in the field of personal and business finance; Computer application software for use in the field of personal and business finance, namely, software for creating, tracking and managing budgets; Computer programs for use in the field of personal and business finance; Computer software for use in the field of personal and business finance; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment