SPENDEBT

Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable mobile applications for debt and finance management, using a mobile device to associate a payment method with a debt, wherein a user-selected amount is paid towards the debt for each transaction made with the associated payment method; Downloadable mobile applications for debt and finance management, using a mobile device to configure micropayments towards an account that is owed money, with the micropayments being added to payment transactions with an associated payment method; Downloadable mobile applications for debt and finance management, using a mobile device to automatically add a payment towards an owed amount corresponding to payment transactions with an associated payment method