SPECTRUM

SERVICES PROVIDED BY RISK MANAGERS, CONSULTANTS AND TRAINED PERSONNEL IN CONNECTION WITH (I) THE USE OF RISK MANAGEMENT INFORMATION SYSTEMS ELECTRONICALLY RECORDED ON DISCS, TAPES AND OTHER INFORMATION STORAGE DEVICES FOR PERSONAL COMPUTERS AND MAINFRAME COMPUTERS AND (II) THE PERFORMANCE OF VARIOUS FORMS OF INSURANCE CLAIMS MANAGEMENT, LOSS FORECASTING, ANALYTICAL AND RISK MODELING, COST-OF-RISK ALLOCATION, INSURANCE OFFICE ADMINISTRATION AND/OR SUCH OTHER DUTIES AS RELATE DIRECTLY TO COMMERCIAL RISK MANAGEMENT DECISIONS