SPEAK PAY

Downloadable computer application software for mobile phones, namely, software for use in identifying parameters for directed spend benefits and monitoring balance of directed spend benefits

Business data analysis; Analysis of consumer engagement and transaction data; business data analysis services in the field of benefit and incentive programs; collection and analysis of quality metric data for employee benefit members for business purposes; marketing analysis services; statistical evaluations of marketing data; targeted marketing services; marketing services for directed spending benefits; marketing consulting, namely, development of marketing campaigns for others; development of marketing strategies and concepts; providing marketing information via a website

Graphic design of marketing materials; software as a service (SAAS) services featuring software for providing information regarding directed spend benefits; software as a service (SAAS) services featuring software for providing information regarding engagement and use of directed spend benefits