SPARKSAVINGS

On-line financial planning and management services; on-line financial information services; providing online information services in the field of budgeting and personal finances; providing on-line financial calculators; providing on-line information in the field of personal finance and savings; providing a website where users can post comments, reviews, tips, suggestions, and recommendations on personal finance and savings issues

Providing on-line electronic bulletin boards for transmission of messages among computer users concerning financial information, budgeting, savings, and debt reduction

Providing use of on-line non-downloadable software to store, manage, track, analyze and report data in the fields of finance, checking and savings, and management of personal finances