SP

Computer software for processing electronic payments and transferring funds to and from others and for clearing and reconciling financial transactions via a global computer network; computer software for providing banking, payment, and financial services, namely, credit card services, processing and transmission of bills and payments thereof

Financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing banking, payment, and financial services, namely, credit card services, processing and transmission of bills and payments thereof, bill payment services, all conducted via a global communications network