SOVRAN FINANCIAL CORPORATION

[ BANKING SERVICES, CREDIT CARD SERVICES, REAL ESTATE MANAGEMENT AND LEASING SERVICES, INSURANCE AGENCY SERVICES, AND UNDERWRITING INSURANCE SERVICES ] [ FINANCIAL SERVICES - NAMELY, ] * BANKING AND TRUST SERVICES AND BANK RELATED SERVICES * [ , INCLUDING (BUT NOT LIMITED TO) DEPOSIT SERVICES, LOAN SERVICES, INVESTMENT BANKING SERVICES, MORTGAGE BANKING SERVICES, INVESTMENT ADVISORY SERVICES, FIDUCIARY SERVICES, CREDIT CARD SERVICES, REAL ESTATE MANAGEMENT AND LEASING SERVICES AND INSURANCE AGENCY AND UNDERWRITING INSURANCE SERVICES ]