SOLERA NATIONAL BANK

Banking and related financial services, namely, consumer and commercial lending, mortgage lending, and loan financing; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information in the nature of rates of exchange; security services, namely, guaranteeing loans; cash management; mortgage banking; safety deposit box services; checking account services; savings account services; automated teller machine services; and providing banking and financial consultation