SNYPE

Providing on-line non-downloadable software for users to conduct electronic businesstransactions in an online marketplace via a global computer network; Providing on-line non-downloadable software for processing electronic payments; Providing on-line non-downloadable software for managing and verifyingfinancial transactions; Providing on-line non-downloadable software for creating and operating an onlinemarketplace for buyers and sellers of goods; Providing user authentication services using single sign-on technology and multi-factor authentication technology for e-commerce transactions