SMS REWARDS

Administration of a consumer loyalty program to promote restaurant services and retail services of others; Incentive award programs to promote the sale of products and services of others; Providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses

Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Loyalty coupon payment processing services; Loyalty program payment processing services