SMOOTH PAY

Computer software to allow users to perform electronic monetary transactions via a global computer network; electronically encoded gift cards; electronically encoded stored value cards; electronically encoded prepaid cards; point of sale terminals; computer software for the operation of point of sale terminals; interactive computer kiosks comprising computers, computer hardware, computer peripherals, and computer operating software, for use in processing payments

Promoting the goods and services of others by means of providing electronically encoded gift cards and electronically encoded prepaid cards via a global computer network; operating consumer loyalty programs which provide administration of a consumer loyalty program to promote the goods and services of others, namely, restaurants, retail stores and e-commerce websites

Credit card processing services via a global computer network; debit card processing services via a global computer network; electronic commerce payment processing services, namely, loyalty program payment processing services, processing electronic payments made through prepaid cards and electronic accounts via a global computer network; offering digital wallet services, namely, storing customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a global computer network; payment gateway services, namely, authorizing and processing secure, real-time and recurring payments made via credit cards; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile point of sale terminals; providing electronic funds transfer via point of sale terminals; mobile payment services, namely facilitating electronic funds transfer via mobile computing devices; payment kiosk services, namely, processing electronic payments made through prepaid cards available at on-site in retail stores

Providing online non-downloadable software to allow users to perform electronic monetary transactions via a global computer network