SMARTRATEDIRECT.COM, INC.

Business marketing services for mortgage companies, namely, lead generation and customer acquisition for others via a global computer network; providing information about potential mortgage loan customers for customer acquisition

Providing information about loans; providing financial information about potential mortgage loan customers; financial services in the field of money lending; retail and commercial mortgage brokerage and lending services; mortgage procurement for others; buyer pre-qualification of mortgages for mortgage brokers and banks