SMARTPHONE DEPENDENT BORROWER

Downloadable mobile applications for use by secured debt holders to facilitate the collection of loan payments from borrowers; Downloadable mobile applications for timely communication between lender and borrower regarding purchased goods, services or other account or customer experience related matters; Downloadable mobile applications for access to reporting analytics related to customer, client, or borrower behavior including payment history

Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments