SMARTFUNDING

Downloadable software for personal financial management; Downloadable software for financial data aggregation; Downloadable software for accessing, viewing and managing financial accounts, conducting financial transactions, transmitting of financial data and information, and accepting, validating, processing, authenticating, managing, facilitating, and reconciling payment transactions

Providing on-line non-downloadable software for personal financial management; Providing on-line non-downloadable software for financial data aggregation; Providing on-line non-downloadable software for accessing, viewing and managing financial accounts, conducting financial transactions, transmitting of financial data and information, and accepting, validating, processing, authenticating, managing, facilitating, and reconciling payment transactions; Software as a service (SAAS) services featuring software for personal financial management; Software as a service (SAAS) services featuring software for financial data aggregation; Software as a service (SAAS) services featuring software for accessing, viewing and managing financial accounts, conducting financial transactions, transmitting of financial data and information, and accepting, validating, processing, authenticating, managing, facilitating, and reconciling payment transactions; Platform as a service (PAAS) featuring computer software platforms for personal financial management; Platform as a service (PAAS) featuring computer software platforms for financial data aggregation; Platform as a service (PAAS) featuring computer software platforms for accessing, viewing and managing financial accounts, conducting financial transactions, transmitting of financial data and information, and accepting, validating, processing, authenticating, managing, facilitating, and reconciling payment transactions