SMARTER HEALTHCARE DECISIONS

consulting in the field of welfare benefits programs for consumers in the nature of consulting in the field of cost management for health benefit plans of others; health care cost containment and review; advice regarding health care providers, namely, providing referrals to healthcare providers; providing consumer information comparing health insurance providers and benefits via the Internet; medical and healthcare cost price analysis and account auditing; providing medical referrals; providing consumer information in the field of healthcare; all of the foregoing to exclude medical clinics, consulting for healthcare providers and related businesses in the field of medical and other benefits, provision of insurance coverage services, and the provision of insurance underwriting in the field of health and insurance administration