magnetically, optically or electronically encoded cards; namely, smart cards, credit cards and debit cards, and point of sale transaction terminals for use with electronic data terminals, telephones, and data communications devices for performing ATM transactions, processing and transferring credit and debit card transactions, payments and financial data, and other information presented thereto, and for use with on-line services, data communications systems, home banking, home shopping, transaction processing systems, point-of-sale systems, point-of-service systems and financial transaction information and approval systems
Electrical and Scientific Apparatus