SMARTCARE 24

cost containment and management in the fields of workers' compensation, medical disability benefits, and loss control

insurance services, namely, workers' compensation, life, group life, group health, and disability insurance underwriting; insurance claim handling, management, and adjustment services for employers; integrated insurance administration, namely, reporting and monitoring services for coordinating management of workers' compensation, life, group life, group health, and disability claims; and consultation related to all the foregoing