SMART INVOICING

Downloadable or recorded computer software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded computer software applications to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded application software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Downloadable mobile applications to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded computer programs for accessing and using the internet; Computer software downloaded from the internet to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Data recorded electronically from the internet, namely, downloadable databases to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Encoded debit cards, namely, magnetically encoded debit cards; Credit cards, namely, magnetically encoded credit cards; Magnetic credit cards, namely, magnetically encoded credit cards; Electronic databases in the fields of invoicing, payroll, banking and cash management recorded on computer media; downloadable or recorded computer communication software to allow customers to access bank account information and transact bank business; downloadable or recorded computer software for producing financial models; downloadable or recorded computer software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded computer programmes relating to financial matters, namely, to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; downloadable or recorded tax preparation software; recording discs, namely, blank recordable optical discs; blank compact discs, blank DVDs and blank tapes, blank cassettes, blank videos; downloadable or recorded computer software and computer programs for administering banking accounts, electronic payment, and credit, debit and payment cards; downloadable electronic publications in the nature of magazines, books, pamphlets, brochures, leaflets, newsletters featuring information relating to invoicing, payroll, banking and cash management; computer hardware, and downloadable or recorded software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable or recorded software application for use in connection with contactless payment terminals, namely, software to facilitate financial transactions; cards encoded with security features for authentication purposes; magnetically encoded charge cards; magnetically encoded credit cards; magnetically encoded debit cards; all of the above not relating to horticultural products, energy conservation and energy consumption

Credit cards, debit cards and charge cards without magnetic coding; all of the above not relating to horticultural products, energy conservation and energy consumption

Advertising; Business administration; Business administration services; Invoicing services, namely, preparation of invoices; Payroll assistance, namely, payroll preparation; Payroll processing services; Computerized payroll preparation; Human resources management; Serving as a human resources department for others; Business office services, namely, providing virtual on-line office support staff services for businesses; Business invoicing services; Business management services; Tax preparation; Preparation of tax returns; accounting services, namely, preparation of computerized tax assessments; tax preparation services, namely, preparation of documents relating to taxation; commercial information agencies; presentation of goods on communication media for retail purposes, namely, providing television home shopping services in the field of general consumer merchandise; marketing consulting services; marketing services, namely, tracking, analyzing, forecasting and reporting cardholder purchase behaviour; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; all of the above not relating to horticultural products, energy conservation and energy consumption

Financial investment brokerage services; Banking services; Electronic banking; Online banking; Banking services provided via mobile phone; Banking services provided by mobile telephone connections; Automated banking services; Credit card authorization services; Issuing credit cards; Electronic credit card transaction processing; Debit card transaction processing services; Bank card, credit card, debit card and electronic payment card services, namely, credit card, cash card, and debit card payment processing services; Banking services, namely, current account services; Personal finance services, namely, financial advice and consultancy services; Payroll tax debiting services; Business banking services; Online business banking services; Computerized financial services, namely, online banking services; monetary affairs, namely, financial information services; financial consultancy; financial information; financial services, namely, banking, credit card payment processing services, debit card payment processing services, charge card payment processing services, pre-paid card payment processing services offered through cards with stored value, payment processing electronic credit and debit transactions, check verification, check cashing, ATM banking services in the nature of deposit access and automated teller machine services, credit card transaction authorization and debit settlement services; financial information with respect to data repository and client profile information services; financial analysis and consultation; banking and credit bureau services; all of the above not relating to horticultural products, energy conservation and energy consumption

Providing temporary use of online non-downloadable computer software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Providing temporary use of online non-downloadable computer software applications to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Providing temporary use of online non-downloadable application software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Providing temporary use of online non-downloadable computer programs for accessing and using the internet; Providing temporary use of online non-downloadable computer communication software to allow customers to access bank account information and transact bank business; Providing temporary use of online non-downloadable computer software for producing financial models; Providing temporary use of online non-downloadable computer software to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Providing temporary use of online non-downloadable computer programmes relating to financial matters, namely, to facilitate invoicing, payroll, banking and cash management in the field of financial transactions; Providing temporary use of online non-downloadable tax preparation software; Providing temporary use of online non-downloadable software application for use in connection with contactless payment terminals, namely, software to facilitate financial transactions; all of the above not relating to horticultural products, energy conservation and energy consumption