SMART BRANCH

Credit union services; banking and financing services; lease financing; online and mobile banking services; credit card services, namely issuing credit cards and electronic credit card transaction processing; consultation services for credit union members regarding automobile, homeowner's, and life insurance; assisting credit union members with purchasing automobiles and homes by providing loan financing, loan-related financial information, home equity loans, mortgage loans, and related financial consulting services; financial planning and investment services

Educational services, namely, conducting classes, seminars, workshops, and tutorial sessions in the field of money management, debt reduction, credit, home ownership, retirement planning, investing, career development and financial planning