SMALL BUSINESS AFFILIATES

INSURANCE AND FINANCIAL SERVICES, NAMELY, DISTRIBUTING AND ADMINISTERING LIFE AND HEALTH INSURANCE POLICIES FOR OTHERS; INVESTMENT SERVICES IN THE FIELD OF MUTUAL FUNDS AND OTHER EQUITY INVESTMENTS; COUNSELING FOR OTHERS IN THE FIELD OF FINANCIAL INVESTMENTS; SELECTION OF INSURERS FOR OTHERS; COMMISSION ACCOUNTING SERVICES FOR INDEPENDENT INSURANCE AGENTS; REFERRALS FOR OTHERS IN THE FIELD OF FINANCIAL SERVICES; PREPARATION OF BUSINESS DEVELOPMENT PROGRAMS FOR INDEPENDENT INSURANCE AGENTS; AND PROVIDING SALES CONTACTS AND SALES SUPPORT TO INDEPENDENT INSURANCE AGENTS