SKYONE FEDERAL CREDIT UNION

Credit union services; financial services, namely, banking, individual retirement accounts services, consumer and mortgage lending, loan services in the nature of consumer and mortgage lending, financial planning services, online banking services; banking services, namely, deposit services in the nature of depository accounts; consumer and small business financial services, namely, banking services, ATM and debit card services, credit card services, bill payment services, bill presentment, namely, electronic processing and transmission of bill payment data, electronic wire transfers of money, checking account overdraft services, electronic remote check deposit services; life, property and casualty insurance administration services