SKRATCH

Computer software platforms for computer software programs running on, or in connection with, mobile devices, namely, computer software programs for use in facilitating electronic commerce in the nature of featuring store value cards, gift cards and gift certificates, mobile device payments and mobile and social commerce in the nature of creating customized user-defined gift cards and store value cards

Software as a service (SAAS) services featuring software for use in computer software and networks used in the development of facilitating electronic commerce in the nature of featuring store value cards, gift cards and gift certificates, mobile device payments, mobile and social commerce in the nature of creating customized user-defined gift cards and store value cards and for use in computer software programs for facilitating electronic commerce in the nature of featuring store value cards, gift cards and gift certificates, mobile device payments, mobile and social commerce in the nature of creating customized user-defined gift cards and store value cards