SKIP WALLET

Electronic or computing watches designed especially for use with financial software for customers to perform location-based financial transactions

Business management services and the providing of business analytic tools relating to payment processing and tracking; customer relations and loyalty program tools for businesses, namely, identifying, receiving, and redeeming offers originated by participating merchants via mobile and internet-connected devices, accumulating reward and loyalty status at and across participating merchants, automated attribution of offers as discounts upon transaction completion at participating merchants and facilitating customer accounting and expense reporting; business administration services for others for reconciling payment transactions based on credit cards, debit cards, gift cards, and other forms of payment; data processing services, namely, image recognition and optical character recognition services relating to credit cards, checks, financial instruments, and identification cards; providing a database featuring product data and consumer data; advertising, marketing and promotion services; administration of customer loyalty programs which provide financial incentives and discounts for customers, namely, free and discounted items and discounted total transaction amount for others; consumer loyalty services for commercial, promotional and/or advertising purposes, namely, administration of frequent user program that allows consumers to redeem points for awards; providing business analytic tools to others relating to processing payment transactions based on the location of a consumer; market research studies, namely, analytic services regarding consumer behavior; market research studies, namely, gathering and reporting of consumer location data for others; consumer loyalty services for commercial, promotional and/or advertising purposes, namely, providing merchants with means to provide and track frequent user program that allows consumers to redeem points for awards; business administration services featuring analytic tools for tracking and comparing consumer purchasing behavior; price comparison services; providing a web site featuring the ratings, reviews and recommendations on products and services for commercial purposes posted by users