SKANDIA

Insurance agency services; insurance services, namely, property and casualty, life and pension insurance underwriting and reinsurance underwriting; insurance brokerage; financial and monetary services, namely, financial management, financial analysis, financial valuation of assets, asset management, and financial and capital investment consultation; bank affairs, namely, long term savings services and banking services; trade in securities, namely, securities brokerage and securities arbitage; capital management; securities brokerage including stocks and bonds brokerage; surety services