SKANDIA

INSURANCE, NAMELY PROPERTY AND CASUALTY, LIFE AND PENSION INSURANCE UNDERWRITING AND REINSURANCE UNDERWRITING; INSURANCE AGENCY SERVICES AND BROKERAGE IN THE FIELDS OF PROPERTY AND CASUALTY, LIFE AND PENSION INSURANCE; INSURANCE CONSULTATION; FISCAL ASSESSMENT AND EVALUATION REGARDING INSURANCE, PENSIONS AND LONG-TERM SAVINGS; INSURANCE ADMINISTRATION; CLAIMS ADJUSTMENT IN THE FIELD OF INSURANCE; FINANCIAL AND MONETARY SERVICES, NAMELY FINANCIAL MANAGEMENT, FINANCIAL ANALYSIS, FINANCIAL VALUATION OF ASSETS, ASSET MANAGEMENT, AND FINANCIAL AND CAPITAL INVESTMENT CONSULTATION; REAL ESTATE SERVICES, NAMELY REAL ESTATE MANAGEMENT; SAVINGS SERVICES IN THE NATURE OF LONG TERM INVESTMENT OF FUNDS FOR OTHERS AND BANKING SERVICES; CHARITABLE FUND RAISING