SIGNAL REWARDS

Administration of a customer loyalty program for consumers with the ability to earn and redeem points for awards offered by other loyalty programs; promoting the sale of credit and debit card accounts through the administration of an incentive award program; arranging and conducting incentive rewards programs to promote the sale of financial products, namely, credit cards and debit cards, loans, and other finance offerings, by providing awards based on debit card and credit card usage, birthdays, and membership anniversaries that may be redeemed to purchase merchandise, gift cards, and travel