Secure devices in the nature of encoded key cards and memory cards, and mobile communication devices that include contact and multi component smart card chips and near field communication (NFC) chips that store and encrypt personal information to securely identify users; secure devices in the nature of encoded key cards and memory cards that provide for data storage, encryption, data protection and secure transfer of personal information, authentication and authorization of users, authentication and authorization of access to physical facilities, authentication and authorization of access to information systems, authentication and authorization of access to secured data, and facilitate application processing, mobile transactions, and mobile identity management
Electrical and Scientific Apparatus