SHOPNOW PAY PLAN

FINANCIAL SERVICES, NAMELY, AN INSTALLMENT PLAN FOR GOODS AND SERVICES PURCHASED BY SERVICES SUCH AS DIRECT RESPONSE, MAIL ORDER OR ELECTRONIC CATALOG ORDERING SERVICES IN THE FIELDS OF CLOTHING, FOOTWEAR, HEADGEAR, CLOTHING ACCESSORIES, HANDBAGS, PURSES, JEWELRY, WATCHES, COSMETICS, PERFUMES, FRAGRANCES, VITAMIN AND MINERAL SUPPLEMENTS, DIETARY SUPPLEMENTS, HERBAL REMEDIES, BODY SUPPORTS, BEAUTY AIDS, HEALTHCARE, APPLIANCES AND IMPLEMENTS, SUPPORTERS AND BRACES, PERSONAL CARE, HOME FURNISHING, KITCHEN AND DINING, OUTDOOR AND GARDEN, TOYS AND GAMES, HOME ENTERTAINMENT, SEWING AND CRAFTS, GENERAL MERCHANDISE, PERSONALIZED APPAREL, BLANKETS, AND REMEMBRANCES, HEALTHCARE, GIFT, AND MISCELLANEOUS HOUSEHOLD ITEMS, AND PROVIDING FINANCING AND CREDIT SERVICES FOR CONSUMER MEMBERSHIP PLANS