SHINSEI BANK

Financial services in the field of banking and investment banking, namely, banking services featuring the provision of certificates of deposit, financial investment services, namely, administering the issuance, underwriting and distribution of securities, loans and discount of bills and notes, domestic remittance in the nature of bill payment services, liability guarantee, acceptance of bills in the nature of underwriting and administration of commercial collateral liability insurance, lending securities, acquisition and transfer of monetary claims, safety deposit box services, money exchange, trusteeship representative services, fiduciary representatives of investment trust, foreign exchange transactions, letter of credit related business in the nature of issuing of letters of credit, installment purchasing agency services in the nature of financing of purchases, issuance of tokens of value and pre-paid credit and debit cards, collection agencies in the nature of collection of money owed from gas charges and electricity fees, brokerage of energy in the nature of gas and electricity, agencies for collecting gas and electricity payments, credit card services, namely, credit card payment processing services; financial consultancy in the field of contract on investment advice for securities, investment of funds based on contracts providing full investment discretion to a securities investment agency, issues and subscription of investment trust beneficiary certificates, operation and orders of operation for trust assets on securities investment trusts; investment consultancy in the field of securities; providing financial information in the field of securities, securities trading, transactions of securities index futures, securities options and overseas market securities futures; agencies and brokerage for securities trading and for transactions on commission of securities index futures, securities, options and overseas market securities futures; agencies for brokerage of securities trading in domestic securities markets and of transactions on commission of securities index futures and securities options; agencies for brokerage of securities trading in overseas securities markets and of transactions on commission of overseas market securities futures; underwriting securities; securities brokerage services; securities brokerage, namely, handling subscriptions and offering of securities; providing stock market information; Trusteeship representatives of futures transaction in a commodity market; life insurance brokerage; life insurance underwriting; agencies for non-life insurance; claim adjustment for non-life insurance; non-life insurance underwriting; insurance actuarial services; real estate brokerage, real estate management of vacation homes and retirement communities, and real estate consultation; real estate agency services, real estate appraisal and valuation; providing detailed real estate information on buildings and land via a global computer network; providing detailed financial information about the management of buildings and land via a global computer network; company credit investigations, namely, evaluation of the credit worthiness of companies; real estate services, namely, tax appraisals; charitable fund raising