SHINSEI BANK

FINANCIAL SERVICES IN THE FIELD OF BANKING AND INVESTMENT BANKING, NAMELY, ACCEPTANCE OF DEPOSITS INCLUDING SUBSTITUTE BOND ISSUANCE, ACCEPTANCE OF FIXED INTERVAL INSTALLMENT DEPOSITS, LOANS, DISCOUNT OF BILLS AND NOTES, DOMESTIC REMITTANCE, LIABILITY GUARANTEE, ACCEPTANCE OF BILLS, LENDING SECURITIES, ACQUISITION OR TRANSFER OF MONETARY CLAIMS, SAFETY DEPOSIT BOX SERVICES, MONEY EXCHANGE, TRUSTEESHIP REPRESENTATIVE SERVICES, FIDUCIARY OF INVESTMENT TRUST, FOREIGN EXCHANGE TRANSACTIONS, LETTER OF CREDIT RELATED BUSINESS, INSTALLMENT PURCHASING AGENCY SERVICES, ISSUANCE OF TOKENS OF VALUE AND PRE-PAID CARDS, AGENCIES OR BROKERAGE FOR COLLECTION OF GAS CHARGES AND ELECTRICITY FEES, AGENCIES AND BROKERAGE FOR PAYMENT OF GAS CHARGES AND ELECTRICITY FEES, CREDIT CARD SERVICES; CONSULTANCY BASED ON CONTRACT ON INVESTMENT ADVICE FOR SECURITIES, INVESTMENT BASED ON CONTRACTS OF ENTRUSTING INVESTMENT, ISSUES AND SUBSCRIPTION OF BENEFICIARY CERTIFICATES, OPERATION OR ORDERS OF OPERATION FOR TRUST ASSETS ON SECURITIES INVESTMENT TRUSTS, CONSULTANCY ON SECURITIES, PROVIDING INFORMATION ON SECURITIES, SECURITIES TRADING, TRANSACTIONS OF SECURITIES INDEX FUTURES, SECURITIES OPTIONS OR OVERSEAS MARKET SECURITIES FUTURES, AGENCIES OR BROKERAGE FOR SECURITIES TRADING AND FOR TRANSACTIONS ON COMMISSION OF SECURITIES INDEX FUTURES, SECURITIES, OPTIONS OR OVERSEAS MARKET SECURITIES FUTURES, AGENCIES FOR BROKERAGE OF SECURITIES TRADING IN DOMESTIC SECURITIES MARKETS AND OF TRANSACTIONS ON COMMISSION OF SECURITIES INDEX FUTURES OR SECURITIES OPTIONS, AGENCIES FOR BROKERAGE OF SECURITIES TRADING IN OVERSEAS SECURITIES MARKETS AND OF TRANSACTIONS ON COMMISSION OF OVERSEAS MARKET SECURITIES FUTURES, UNDERWRITING SECURITIES, SELLING SECURITIES, HANDLING SUBSCRIPTIONS AND OFFERING OF SECURITIES, PROVIDING STOCK INFORMATION, TRUSTEESHIP OF FUTURES TRANSACTION IN A COMMODITY MARKET; LIFE INSURANCE BROKERAGE, LIFE INSURANCE UNDERWRITING, AGENCIES FOR NON-LIFE INSURANCE, CLAIM ADJUSTMENT FOR NON-LIFE INSURANCE, NON-LIFE INSURANCE UNDERWRITING, INSURANCE ACTUARIAL SERVICES; REAL ESTATE BROKERAGE, MANAGEMENT AND CONSULTATION, REAL ESTATE AGENCIES, REAL ESTATE APPRAISAL AND VALUATION; PROVIDING DETAILED REAL ESTATE OR FINANCIAL INFORMATION ON BUILDINGS OR LAND VIA A GLOBAL COMPUTER NETWORK; ANTIQUE APPRAISAL, ART APPRAISAL, JEWELRY APPRAISAL AND USED CAR APPRAISAL; COMPANY CREDIT INVESTIGATIONS; PROVIDING TAX INFORMATION AND CONSULTATION; CHARITABLE FUND RAISING