SHINE BRIGHT

FINANCIAL SERVICES, NAMELY, ISSUANCE OF CREDIT CARDS AND DEBIT CARDS; BILL PAYMENT SERVICES; PAYMENT CARD SERVICES, NAMELY, CREDIT, DEBIT, AND CASH CARD PAYMENT PROCESSING SERVICES; BANKING SERVICES; PROVIDING STUDENT LOANS; STUDENT LOAN SERVICES; ONLINE BANKING; HOME EQUITY LOAN SERVICES; CONSUMER LENDING SERVICES; FINANCING AND LOAN SERVICES; SAVINGS ACCOUNT SERVICES; PROVIDING FINANCIAL INFORMATION