SETTLEMENTS 101

Financial consulting and brokering services, namely, brokering life insurance policies and other illiquid assets in the nature of assets that do not have an immediate cash value, namely, annuities, lottery pay-outs and lawsuit payments over time that are owned by individuals or by companies insuring the elderly or terminally, chronically or seriously ill, to viatical and life settlement companies, investment groups, individuals and other providers of viatical and life settlements and money lending to elderly or ill persons to allow them to access cash from all or part of their life insurance policies or illiquid assets, namely, assets that do not have an immediate cash value, namely, annuities, lottery pay-outs and lawsuit payments over time that are owned by individuals or by companies insuring the elderly or terminally, chronically or seriously ill