SETPAY A SYNCHRONY SOLUTION

Downloadable and recorded computer software for transaction authorization and credit authorization

Financial services, namely, installment loan services; electronic installment loan transaction services, namely, providing personal loans and lines of credit online for use at point of purchase; point of sale and point of transaction services, namely, credit application processing in the nature of evaluating credit worthiness of companies and private individuals and issuing installment loans, payment transaction processing services and installment loan authorization services, namely, providing personal loans and lines of credit online for use at point of purchase; facilitating credit services through electronic means and mobile devices, namely, processing of installment loan applications in the nature of evaluating credit worthiness of companies and private individuals, installment loan authorization services, namely, providing personal loans and lines of credit online for use at point of purchase, and installment loan payment services, namely, bill payment services, and financial account management services in the nature of financial administration of installment loan accounts; promotional financing services for purchases including through the use of installment loans, namely, providing personal loans and lines of credit online for use at point of purchase; providing services for processing credit transactions for merchants, namely, processing of installment loan applications in the nature of evaluating credit worthiness of companies and private individuals, installment loan bill payment services, and financial account management services in the nature of financial administration of installment loan accounts; computerized financial transaction authorization, namely, providing secure commercial transactions and payment options; computerized financial authorization, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; financial services, namely, debt settlement; debt settlement services; bill payment services; providing financial information