SELIENT

Downloadable computer software and computer software recorded on computer media for application and database integration for purposes of work-flow, automated decision-making, and to allow for automated consumer contact, commercial and consumer mortgage and loan origination and point of sale processing; computer programs for business applications in the banking and financial service industries, namely, computer programs for use by lenders that automate mortgage and loan files processing, score and assess loan applications and management and reporting via local area computer networks or the Internet

Computerized and central file management and business file management

Automated mortgage banking services, namely, providing automated consumer contact for commercial mortgage and loan origination and point of sale services, namely an outsourced service provided to lenders that automates mortgage and loan files processing, and management and reporting thereof, provided via a local area computer network or the Internet; credit reporting services, namely, providing evaluation of credit worthiness of companies and private individuals

Application Service Provider services featuring computer programs and databases in the field of mortgage banking services featuring a loan origination system that allows automated scoring and assessment of loan applications in real time via a local area computer network or the Internet providing temporary use of non-downloadable computer software for application and database integration and to allow for automated consumer contact and commercial mortgage and loan origination and point of sale processing