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computer software for use in the field of personal and business finance, insurance, and mortgage, namely software for accounting, bill payment, loans comparison, loan application preparation, loan prequalification and preapproval processing, retirement planning, check and form printing, investment, tax and insurance planning, tax preparation and filing, and conducting financial transactions and accessing financial information, banking records and services over computer and communication networks including global computer networks and on-line services, instructional or user manuals supplied as a unit with the foregoing