SECURED YIELD CERTIFICATE

Commercial lending services; Financial services in the field of money lending; Financial services in the nature of an investment security; Financial services, namely money lending; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Operating marketplaces for sellers of goods and/or services ; Real estate acquisition services