SCOTIABANK

Financial services, namely, banking, mortgage lending, , currency exchange and advice, financial information in the nature of rates of exchange, monetary exchange, bilateral or syndicated loans, standby letters of credit, administration of cheqing account services, corporate loans, commercial loans, retail loans, trade finance facilities, namely, letters of credit, chequing account services, term deposits, real estate syndication, electronic funds transfer, issuing credit cards, financial information provided by electronic means