SCOTIA

Downloadable computer software, namely, security management software modules that provide privacy, access control, integrity, digital signature and authentication facilitation for data communications across operating environments, multiple platforms and network protocols, namely, software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; Downloadable computer software related to financial information, investment, and trading, namely, electronic securities trading software and financial portfolio management software; Downloadable computer software application that enables electronic transmission of payment data; Downloadable computer software application that allows for transmission of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices; Downloadable computer software that provides a public key directory service; Downloadable computer software that provides full or file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; Downloadable printable materials, namely, product brochures, posters, newspapers, periodicals, newsletters and e-books, all in the field of banking services

Operation of a loyalty rewards program, namely, providing incentive award programs through issuance and processing of loyalty points for purchase of a another company's goods and services; Tax advisory services; Business and farm succession planning services; reseller services, namely, distributorship services featuring securities software, and associated marketing services for third parties; Provision of advertising and marketing space and services on the Internet and telecommunication devices; Computerized data processing services

Banking services; Financial planning and investment advisory services; Financial management; Financial services, namely, providing financial and investment information and bank account information by electronic means and in a software application format; Mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; Online banking services, providing banking, financial planning and budget management information over a global computer network and by electronic means; Safety deposit box services; Trust company services; Securities brokerage services; Consumer lending and mortgage financing services; Foreign exchange transaction services; Financial investment brokerage services; Financial investment management services; Investment advice, namely, providing advice in the field of income and asset protection through licensed advisors; Financial investment counselling; Wealth management services, namely, financial portfolio management and investment advisory services; Estate and trust services, namely, estate trust set up, management, settlement and administration, providing financial strategies and financial advice regarding retirement, wills and estate and trust services, custodial services; Financial asset management services; Financial administration of retirement plans; E-commerce enabling and transaction services, namely, credit card and debit card transaction processing services, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards; Issuance of credit cards, debit cards, pre-paid cards, stored value cards; chip card transaction processing services; Financial information and credit card transaction processing services for financial service providers; Consulting and advisory and training services in relation to processing e-commerce credit card transaction services; Capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; Online banking services, featuring mobile wallet and e-wallet services, providing mobile payment services, namely, bill payment services provided via mobile application, electronic payment services involving electronic processing and subsequent transmission of bill payment data, payment transaction processing, namely, credit card and debit card transaction processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Financial information and electronic card transaction processing services on the Internet; Remote bill payment

Design, development and implementation of software; Development of software for secure network operations; Providing software as a service (SaaS) featuring software for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; Software as a service (SaaS) provider featuring software to enable the provision of banking services to customers by means of the internet; Providing software as a service (SaaS) featuring software for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices; Data encryption and decryption of financial information; electronic commerce security services, namely, the issuance and management of digital certificates and the design of secured transaction services; Issuing, managing validating and revoking digital signatures, encryption services and authentication services using single sign on technology, biometric hardware and software technology for e-commerce transactions, validation services of digital certificates; Digital certificate services, namely, authentication, issuance and validation; Computer security services, namely, certificate authority services, public key infrastructure services, namely, namely, authentication, issuance, and validation of digital keys and digital certificates