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Brokerage services in the fields of financial securities, stocks, bonds, mutual funds, money market funds, commodities, futures, stock options, and indices of financial securities; investment services in the fields of financial securities, stocks, bonds, mutual funds, money market funds, commodities, futures, stock options, and indices of financial securities; investment advice in the fields of financial securities, stocks, bonds, mutual funds, money market funds, commodities, futures, stock options, and indices of financial securities; securities brokerage account services that feature an interest bearing feature for cash between investments, electronic cash transactions, and margin loan services; debit card services; check processing and bill payment services; variable annuity services, namely, underwriting, administration, and distribution of variable annuity investments; investment account information services, namely, providing brokerage account information and investment account information by telephone, by electronic means, and via a global communications network; administration of employee benefit plans; financial planning services; insurance services, namely, brokerage in the field of life insurance; cash management account services; fixed income investment services; electronic fund transfer services; providing financial planning and investment strategy information and analysis via a global communications network; providing access to news, information, research, databases, and analysis in the fields of investing, finance, financial planning, business, and economics via a global communication network; providing portfolio management services; providing portfolio management services via a global communications network; providing a website containing financial and investment information, financial and investment news, financial and investment research, financial and investment databases, all for use by investors in the analysis of investments, finances, and financial planning

Educational services, namely, conducting seminars, classes, conferences, and workshops in the fields of investment, finance, financial planning, portfolio management, retirement planning, money management, investment strategy and asset allocation