SANTANDER SECURITIES SERVICES S.S.S.

insurance agency services; currency exchange services; financial clearinghouse services; cooperative credit services; investment trust services for holding companies; brokerage services relating to stocks, bonds and real estate; real estate trustee services and trusteeship representatives; issuing of travellers checks, credit cards and letters of credit; financial analysis; banking services; investment of funds for others; collection and credit agencies; fiduciary representative, lease-purchase and loan financing services; real estate appraisal and management; safe deposit box services